Why $197 — One-Time
Most companies charge $129/mo for 18 months — and quietly drag the work.
$197 covers everything: intake, strategy, and up to 3 escalation rounds per item across all 3 bureaus. Round 1 filed within 7 days of payment. We work the file until each item is deleted or fully exhausted through the FCRA dispute process.
One payment. No subscription. No long contract. No auto-upcharges. You pay once and we work the file. That’s the whole deal.
One-Time Investment
One payment. No subscription. No recurring fees.
MyFreeScore enrollment required · Onboarding within 24 hours
What’s Included
The full Done-For-You service.
Full Case Setup + Onboarding Call
Within 24 hours of payment, we schedule a 20-minute onboarding call. We pull your MyFreeScore reports, identify what to attack first, and build your dispute strategy.
Round 1 Disputes — All 3 Bureaus
Within 7 days, we file your first round of disputes across Experian, Equifax, and TransUnion. Targets: collections, charge-offs, late payments, hard inquiries, repos, evictions, medical bills.
Up to 6 Rounds of Escalation Per Item
When a bureau comes back with "verified," we don't stop. We escalate with method-of-verification demands, FCRA §611 challenges, FDCPA letters to furnishers, and CFPB complaints when warranted.
Dedicated Case Manager
You get a real person assigned to your file. Email or text them anytime with questions about a specific account, a letter you got back, or a new derogatory that just popped up.
Real-Time Monitoring via MyFreeScore
Because you’re enrolled in MyFreeScore, we both see deletions the moment they hit your report. No 30-day guessing — you watch the file in real time.
Client Dashboard + Status Updates
Log in to see every letter we’ve sent, every response we’ve received, and what round each item is on. Full transparency, always.
Proof
Real reports. Real deletions. Real time.
Results shown are from individual clients. Your results will depend on your situation, the accuracy of items being disputed, and your follow-through. Past results do not guarantee future outcomes. Federal law (CROA) prohibits any guarantee of specific score outcomes.
Who This Is For
The Done-For-You service is for people who want the work done — not the homework.
- ✦Anyone tired of paying $99-$129/month forever to credit repair companies that drag the work for years
- ✦People with multiple negative items — collections, charge-offs, late pays, repos, evictions, medical bills, identity theft accounts
- ✦Pre-mortgage / pre-business-loan buyers who need real movement in 90 days, not 9 months
- ✦People who already enrolled in MyFreeScore (or are willing to enroll — required so we can pull all 3 bureaus)
- ✦Couples or partners who want to repair both files together without paying double
- ✦Anyone who wants the playbook done FOR them instead of figuring it out themselves
Questions
Frequently asked.
One Setup. The Work Begins.
Stop renting your credit repair. Buy the result.
MyFreeScore enrollment + $197 = your case is open, round 1 filed within 7 days, and we work the file through up to 3 escalation rounds per item. One payment. No subscription. No surprise upcharges.
All 3 bureaus · up to 3-round escalation · Cancel any month