⚠STEP 1 — REQUIRED BEFORE WE START
We can't dispute what we can't see. MyFreeScore gives us 3-bureau access and real-time updates so we know exactly when items get deleted. This is required — no exceptions. It takes 2 minutes and there's a free 7-day trial.
ENROLL IN MYFREESCORE (FREE TRIAL) →Once enrolled, come back here and pay your $197 setup fee below.
STEP 2 — SETUP FEE
If you've ever:
We've been doing this for years. $197 setup, all 3 bureaus, real case manager. Pick your package — we'll have your first round of disputes filed within 7 days.
THE PROMISE
Step 1: Sign up for MyFreeScore (above) so we can pull your reports.
Step 2: Pay your $197 setup fee. We schedule a quick onboarding call within 24 hours.
Step 3: We send you our intake form — bankruptcy / collections / inquiries / late pays / etc.
Step 4: Within 7 days we file disputes across all 3 bureaus using the methods that actually work.
From there, you pick your package below — monthly maintenance, 6-month sprint, 90-day expedited, or our couples program. No subscription traps. No surprise upcharges.
WHAT WE DO FOR YOU
Within 24 hours of payment, we schedule a 20-minute onboarding call. We pull your MyFreeScore reports, identify what to attack first, and build your dispute strategy.
Within 7 days, we file your first round of disputes across Experian, Equifax, and TransUnion. Targets: collections, charge-offs, late payments, hard inquiries, repos, evictions, medical bills.
You get a real person assigned to your file. Email or text them anytime with questions about a specific account, a letter you got back, or a new derogatory that just popped up.
Because you're enrolled in MyFreeScore, we both see deletions the moment they hit your report. No 30-day waiting period to find out — you know in real time.
Every DFY client gets the Starter guide free — so you also learn the methods we're using on your file and can run round 2+ disputes yourself if you ever need to.
PROOF
Results shown are from individual readers and clients. Your results will depend on your situation, the accuracy of items being disputed, and your follow-through. Past results do not guarantee future outcomes.

ALL PACKAGES
All packages include the $197 setup fee, MyFreeScore enrollment, dedicated case manager, and dispute filing across all 3 bureaus. Pick the timeline that matches your goal.
💡 Not sure which fits you? Start with the $197 setup fee above — on your onboarding call we'll recommend the right package for your timeline.
QUESTIONS
MyFreeScore enrollment + $197 setup = your case is open and your first round of disputes is filed within 7 days. Pick your ongoing package on the onboarding call. No subscription traps. No surprise upcharges.
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